The Monocle Banking Podcast

Ep 43: The Digital Shift: Technology’s Impact on Banking - Mark Beringer

Having recently expanded Monocle Tech, Mark Beringer, our Head of Technology at Monocle, sat down with Michael Avery to discuss this exciting new venture. Mark shared insights into the latest trends and emerging gaps that are reshaping how banks operate and innovate their products and services. He also explored the current data landscape and the digital maturity of banks in South Africa, as well as the technical skills essential for success in this rapidly changing environment.

Ep 42: The Doctors of Business: The Vital Role of Business Rescue in SA - Dr Eric Levenstein

Michael Avery sat down with Dr Eric Levenstein, Director and Head of the Insolvency, Business Rescue & Restructuring Department at Werksmans Attorneys, where they explored the successes and challenges of Business Rescue in South Africa.
Eric shared his expertise on the current attitudes of financial institutions towards Business Rescue, the ethical and legal complexities and the importance of being able to protect companies in an economy like South Africa. 

Ep 41: The Road to Bankable Infrastructure Projects - Asanda Tsotsi

Head of Project & Export Finance at Standard Bank CIB, Asanda Tsotsi, joined Michael Avery this week to explore the critical challenges and opportunities in infrastructure development across Africa, including South Africa. Asanda sheds light on the pressing issue of underutilised private and government capital for infrastructure projects due to bankability concerns, and what makes a project bankable in the African context.
They delved into the crucial need for trust in building public-private partnerships, and the transformative potential of sustainable projects. Asanda also highlighted the role of central banks in influencing capital costs and explored the promising areas for future infrastructure development.

Ep 40: Orthogonal Thinking and the Search for Meaning - David Buckham

In this thought-provoking episode, Michael Avery welcomes Monocle CEO David Buckham to discuss his soon-to-be-released book, Orthogonal Thinking. David takes us on a philosophical journey through his personal explorations of mathematics, literature and life, describing how these have inspired his way of thinking about the world and finding meaning in it.  
Discover how concepts that seem orthogonal can, in fact, reveal profound answers to the existential questions that lie at the heart of the human condition, as David shares his insights, epiphanies and key takeaways that readers can expect from this highly anticipated book.

Ep 39: Payments as a Pathway to Financial Inclusion in SA – Tim Masela

Following the recent release of the South African Reserve Bank’s Payment Study Report, Tim Masela, Head of the National Payment System at the SARB, joined Michael Avery to discuss their role in promoting financial inclusion in SA.
Tim offered valuable insights into the key components for modernising South Africa's payment ecosystem, the advancements made thus far, and the obstacles that remain. He also highlighted the importance of consumer education and building trust in creating a more digitally inclusive financial landscape, as well as the role of cryptocurrencies in the digital payment space.

Ep 38: How to Unlock the Immense Potential of Africa - Dr. Amit Kapoor & Tiekie Barnard

What can other global success stories tell us about how Africa could unlock it's potential? Join Michael Avery for an insightful exploration of the 2023 Africa Export Competitiveness Report with Dr. Amit Kapoor, the Research Lead and Honorary Chairman of the Institute for Competitiveness in India, and Tiekie Barnard, CEO and Founder of Shift Impact Africa.
Discover where Africa's future economic growth lies, the immense potential it holds, and the steps necessary to overcome challenges and achieve sustainable development.

Ep 37: A Brighter Outlook for M&A in South Africa - Ruven Naidoo & Marc Ackermann

Mergers and Acquisitions in South Africa are experiencing positive momentum, fuelled by a newfound optimism within the country. To unpack this, Michael Avery was joined by Ruven Naidoo, Head of M&A, and Marc Ackermann, Head of Corporate Finance and Co-Head of SA Investment Banking at Investec.
They discussed how recent local political and economic developments - from loadshedding and the formation of the GNU government to potential interest rate cuts and the resilient rand - are shaping deal-making trends, and what to expect for the rest of this year and into 2025.
Moreover, Ruven and Marc shared valuable insights into the most active sectors for M&A, potential opportunities for South African companies looking to expand beyond our borders, and practical advice on what M&A truly involves and how to navigate the process successfully.

Ep 36: Modernising Legacy IT in Banking - Sergio Barbosa

In this episode, Michael Avery sat down with Sergio Barbosa, Co-founder of Global Kinetic and CEO of FutureBank. Together, they explored the challenges posed by legacy IT systems in banks and potential strategies to modernise these systems.
Sergio shares insights for transitioning to more efficient and scalable technologies, the crucial role of regulatory frameworks in fostering FinTech integration, and the importance of leadership in driving cultural change within banks.